Terms & Conditions

Agreement & Acceptance

By using this website and its services, users agree to abide by all terms established by the Owner (Sandeep Rinwa), which are binding for all clients and visitors.

Eligibility and Service Coverage

1. Clients must be at least 18 years old.
2. Services are limited to financial offerings, focusing mainly on stock market research and recommendations.

Intellectual Property and Use

All content and intellectual property on the site are owned by the Owner and cannot be redistributed or reproduced without explicit consent from the Owner.

Client Obligations and Registration

Clients are required to provide accurate information during registration and must maintain the confidentiality of their login and payment details.

Payment Terms & Refund Policy

1. Clients agree to pay the specified fees for services, as outlined at the time of purchase.
2. Refunds are available on a pro-rata basis for unused services; services already utilized are non-refundable.

We are committed to providing reliable and accurate research reports and recommendations to our registered clients. Each report undergoes a thorough review by a Research Analyst before distribution to guarantee correctness and prevent misleading statements.

Research Report Terms & Conditions

1. The recommendations provided in a report are based on publicly available information believed to be reliable and accurate at the time of publication.
2. Unless otherwise stated, recommendations are intended for a 12-month investment horizon.
3. Ratings are based on absolute returns (positive or negative) and should be interpreted accordingly.
4. Security prices may fluctuate due to market volatility or company-specific events, and returns may vary dramatically over time.
5. We reserve the right to revise or withdraw ratings due to reassessment of valuation, market events, or lack of clarity.
6. Opinions expressed are subject to change without notice, and we are under no obligation to inform clients of such changes.
7. Clients are advised to carefully assess market risks, including the possibility of partial or permanent capital loss.
8. There is absolutely no scope for refunding losses incurred from acting on any research report or commentary.
9. While pro-rata refunds may be considered for subscriptions due to dissatisfaction, these are not tied to investment outcomes.
10. Sandeep Rinwa, along with partners, employees, officers, and affiliates, expressly disclaims any liability for loss or damages arising from unintentional errors or omissions in any information or recommendations contained in the research reports.
11. All reports, including third-party reports, are carefully reviewed prior to dissemination to ensure accuracy and avoid misleading statements.
12. A daily closing chart of securities is available at NSE and BSE. The view on securities is based on both technical and fundamental analysis.
13. Sandeep Rinwa adheres strictly to SEBI (Research Analyst) Regulations, 2014, and does not offer investment advisory or PMS (Portfolio Management Services).
14. All participants must follow the instructions provided during group calls. We do not offer any one-on-one investment or trading services, as this is against RA regulations.
15. Personal queries related to group calls will not be entertained. Members are responsible for their own profits and losses.
16. Copyright and Confidentiality: research reports are issued for personal use only; no part of a report may be reproduced, redistributed, or published without written authorization from Sandeep Rinwa.

• Independent Opinions: the views presented in a report reflect the honest and independent opinions of the analyst(s) regarding the subject securities, based on technical and fundamental analysis.
• Compensation: the analyst’s compensation is not affected by the opinions or recommendations made in the report.
• Third-Party Reports: reviewed, where used, to ensure that no untrue statements of material fact or misleading information are included.

No Profit Guarantee & Risk Disclaimer

1. All research and recommendations do not guarantee profits or specific results. Financial markets involve inherent risks, and services are offered on an “as is” basis, without any express or implied warranties.
2. Clients are solely responsible for their investment decisions and any resulting profits or losses. The Owner and website are not liable for market outcomes, losses, or damages that may arise from using the service.
3. Clients must read and accept all associated risks, service details, disclosures, disclaimers, refund policies, MITC, Investor Charter, and Client Consent before utilizing any services or acting on recommendations.
4. Any negligence will not be addressed.

Read SEBI Circulars for more information:

• Verify registration at SEBI’s official portal: SEBI Registered Research Analysts list
• MITC: SEBI circular on MITC for Research Analysts
• Guidelines for Research Analysts: SEBI circular on RA guidelines

Other Business Activities

1. Research activities are managed independently from all other business operations in accordance with SEBI RA regulations.
2. Third-party products, educational services, and consultancy activities are conducted separately from RA business operations.
3. Fees collected from these independently managed businesses are not considered fees for research services.

Indemnification & Liability

Users agree to indemnify the Owner against losses or legal claims that may arise from their use or misuse of the website or any violation of these terms.

Cancellations, Modifications, and Jurisdiction

The Owner reserves the right to terminate or modify terms at any time, and clients are responsible for staying informed of any updates. Legal jurisdiction for any matters is Sikar, Rajasthan.

SEBI Caution to Investors

1. Verify registration of entities before investing at: SEBI list of registered intermediaries
2. Carry out transactions only through authentic trading apps of SEBI-registered intermediaries after verification at: SEBI Investor Support page
3. Use “Validated UPI Handles” and the “SEBI Check” platform at SEBI Check platform or through the Saarthi app, for secure investor payments (refer Press Release No. 64/2025).

For more about risks, disclosures & disclaimers, MITC, Client Consent, Refund Policy, Grievances, and others, please see the relevant pages on this website.